By
Amber Smith

America is in the midst of an epidemic. Rising home prices has increased the prices of rental properties, creating a general lack of affordable housing in this country. Historically, it has been argued that Americans should not spend more than 30% of their income on rent or mortgage and utilities. However, according to Harvard’s Joint...
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While the COVID-19 pandemic resulted in financial instability and economic hardship for many households, unprecedented supports – including a national emergency rental assistance program and eviction moratorium – were enacted to reduce suffering among the country’s lowest-income renters. As these temporary supports come to an end, renters are facing a troubling landscape, with rising rental...
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Empower Missouri is growing, and we’re excited to introduce you to several new team members over the coming weeks. Today let’s hear from Amber Smith, our new Affordable Housing Policy Manager: Hi! My name is Amber Smith. I joined Empower Missouri three months ago as one of two Affordable Housing Policy Managers. I live and...
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The National Low Income Housing Coalition’s newly released report, The Gap: A Shortage of Affordable Homes, documents a shortage of 7 million affordable and available rental homes for our nation’s lowest-income renters, who make up one quarter of all renters in the U.S. This severe shortage forces 71% of our poorest families – seniors, people...
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First coined by sociologist Ruth Glass in the 1960s, gentrification has been part of the lexicon for those working in both economics and the affordable housing sector. Gentrification as an idea has changed over the years. For Glass it was the process wherein middle-class workers moved into the working-class neighborhoods of London, resulting in the...
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