{"id":14542,"date":"2026-02-27T10:15:50","date_gmt":"2026-02-27T16:15:50","guid":{"rendered":"https:\/\/empowermissouri.org\/?p=14542"},"modified":"2026-02-27T10:16:39","modified_gmt":"2026-02-27T16:16:39","slug":"testimony-in-opposition-to-hb-1974-cash-ban-on-tanf-cards","status":"publish","type":"post","link":"https:\/\/empowermissouri.org\/es\/testimony-in-opposition-to-hb-1974-cash-ban-on-tanf-cards\/","title":{"rendered":"Testimony in Opposition to HB 1974 &#8211; Cash Ban on TANF Cards"},"content":{"rendered":"<p class=\"wp-block-paragraph\">February 25, 2026<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To: Rep. Ben Keathley, Chairman, and Members, House Committee on General Laws<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">From: Mallory Rusch, Executive Director, Empower Missouri<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Re: Our opposition to HB 1974<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Founded in 1901, Empower Missouri advocates for the well-being of Missourians through civic leadership, education, and research. As part of our work, we organize a statewide coalition called the Food Security Coalition. This coalition is made up of individuals and organizations who are working to ensure every Missourian has access to healthy and nutritious food and that Missouri has a strong safety net for those who need it.&nbsp; On behalf of our staff, board, and all of the members of the Food Security Coalition convened by Empower Missouri, I stand in opposition to HB 1974.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">HB 1974 would end the ability for TANF recipients to access cash with their TANF benefits. Empower Missouri believes that <strong>parents on TANF need access to cash to survive <\/strong>in the extremely dire financial circumstances their families are already living in.&nbsp; In Missouri, a single parent with two children has to make less than $3,504 <strong>per year<\/strong> to qualify for TANF benefits. A single parent with seven children has to make less than $6,168 <strong>per year<\/strong> to qualify.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There are still many situations in which paying with cash is the only option for families.&nbsp; A few examples of when a person on TANF may need to access to cash include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>To put cash into a washer and dryer at a public laundry\u00a0<\/li>\n\n\n\n<li>To pay for things their children may need at school in order to avoid being ostracized- like class parties, field trips, fundraising candygrams, etc.\u00a0<\/li>\n\n\n\n<li>To shop at a yard sale in their neighborhood \u2013 most such sales would not use machines that read EBT cards\u00a0<\/li>\n\n\n\n<li>To offer $5 to a neighbor who provides a ride to a job interview or medical\u00a0 appointment.<\/li>\n\n\n\n<li>To pay rent to a landlord who accepts only cash, checks and money orders as payments<\/li>\n\n\n\n<li>To compensate a neighbor for babysitting\u00a0<\/li>\n\n\n\n<li>To repay a family member for loaning $10 at a time when help was needed\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Besides making it more difficult for families on TANF, <strong>this new law would not be allowable through current federal government regulations<\/strong>.\u00a0 The language of the bill states that Missouri would ask for a waiver to be allowed to do this. That sort of waiver has never been granted. In 2015, Kansas passed a bill that tried to cap TANF withdrawals to one $25 withdrawal per day. The Federal Government replied to Kansas stating this was not allowed and ultimately Kansas never implemented the law.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Then in April 2016, the U.S. Department of Health and Human Services Administration for Children and Families (ACF) published some clarifying and additional guidance on access provisions for states administering the TANF program. This guidance comes from Section 4004 of Public Law 112-96. ACF reiterates that \u201cPublic Law 112-96 also requires states to include in their state TANF plans an explanation of how the state will ensure that recipients of TANF assistance have adequate access to their cash assistance\u2026\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The ACF reviewed each state\u2019s TANF plan and has outlined three principle areas of&nbsp; adequate access for state TANF programs:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>States should maximize the flexibility for recipients to access cash withdrawals.<\/li>\n\n\n\n<li>States should seek to minimize or eliminate withdrawal fees and ATM surcharges for TANF recipients, and must provide recipients an opportunity to\u00a0 access assistance with no fees or charges.<\/li>\n\n\n\n<li>Maximize the geographic distribution of ATMs and\/or provide other case access\u00a0 points.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Further information from the ACF can be found here:&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.acf.hhs.gov\/ofa\/resource\/tanf-acf-pi-2016-02\">https:\/\/www.acf.hhs.gov\/ofa\/resource\/tanf-acf-pi-2016-02<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For these reasons we ask you to not pass HB 1560 out of this committee. We thank you for your time and consideration.<\/p>","protected":false},"excerpt":{"rendered":"<p>February 25, 2026 To: Rep. Ben Keathley, Chairman, and Members, House Committee on General Laws From: Mallory Rusch, Executive Director, Empower Missouri Re: Our opposition to HB 1974 Founded in 1901, Empower Missouri advocates for the well-being of Missourians through civic leadership, education, and research. As part of our work, we organize a statewide coalition [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":14544,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"footnotes":""},"categories":[570,224],"tags":[166,445,208,62,48,80],"issues":[213],"coauthors":[392],"class_list":["post-14542","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-food-security-testimony","category-testimony","tag-benefits","tag-cash-benefits","tag-food-insecurity","tag-missouri","tag-moleg","tag-tanf","issues-food-insecurity"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Testimony in Opposition to HB 1974 - Cash Ban on TANF Cards - Empower Missouri<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/empowermissouri.org\/es\/testimony-in-opposition-to-hb-1974-cash-ban-on-tanf-cards\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Testimony in Opposition to HB 1974 - Cash Ban on TANF Cards - Empower Missouri\" \/>\n<meta property=\"og:description\" content=\"February 25, 2026 To: Rep. 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